Financing, Credit, Investments - Economical Categories

Scientific functions in the hypotheses of finances and even credit, according to the specification in the research object, happen to be characterized to be many-sided and many-leveled.

The meaning of wholeness with the economical contact formed in the particular process of development, distribution and use of finances, as cash sources is commonly spread. For instance, in "the general theory of finances" you will find two descriptions of finances:

1) "... Finances reflect economical relations, creation of the funds associated with money sources, within the process associated with distribution and répartition of national statements based on the distribution in addition to usage". This description is given relatively to the conditions regarding Capitalism, when cash-commodity relations gain universal character;

2) "Finances represent the formation associated with centralized ad decentralized money sources, affordable relations relatively with the distribution and usage, which provide for fulfillment of the state functions in addition to obligations and in addition provision of the particular conditions from the widened further production". This definition is delivered without showing the particular environment of their action. We reveal partly such explanation of finances and even think expedient to be able to make some requirements.

First, finances conquer the bounds involving distribution and répartition service of the countrywide income, though this is a basic foundation of finances. Likewise, formation and use of the downgrading fund which can be the particular part of monetary domain, belongs not to the supply and redistribution regarding the national earnings (of newly formed value during the year), but to the particular distribution of already developed value.

This kind of latest first seems to be some sort of part of associated with main industrial cash, later it is moved to the price price of an all sety product (that is usually to the value too) and after its recognition, plus its set typically the depression fund.  Time-saving The source is obtained into account in advance as a depressive disorder kind in typically the consistence with the all set products cost price.

Next, main goal of finances is very much wider then "fulfillment from the state functions and obligations and even provision of situations for the widened more production". Finances can be found within the state degree as well as on the particular manufactures and branches' level too, in addition to in such conditions, when the just about all part of the manufactures are not state.

V. M. Rodionova features a different placement about this subject: "real formation involving the money commences on the period of distribution, when the value is understood and concrete inexpensive forms of the realized value are usually separated from the consistence with the profit". V. M. Rodionova makes an highlight of finances, since distributing relations, whenever D. S. Moliakov underlines industrial foundation of finances.

Though both of them give quite establish discussion of funds, as a method of formation, distribution and use of the funds involving sources, that happens associated with the following associated with the finances: "financial cash relations, which in turn forms in the particular process of distribution and redistribution associated with the partial value of the national prosperity and total social product, is related with the subjects involving the economy plus formation and utilization of the state cash incomes and even savings in the widened further manufacturing, in the materials stimulation of typically the workers for fulfillment with the society social along with other requests".

Inside the manuals of the political economy we meet using the following definitions regarding finances:

"Finances regarding the socialistic condition represent economical (cash) relations, with the aid of which, in the method of planned circulation of the incomes and savings typically the funds of funds types of the point out and socialistic makes are formed regarding guaranteeing the expansion associated with the production, growing the material in addition to cultural level regarding the people as well as for satisfying other standard society requests".

"The system of creation and usage regarding necessary funds regarding cash resources with regard to guarantying socialistic widened further production stand for precisely the finances of the socialistic culture. And the wholeness of economical contact arisen between condition, manufactures and organizations, branches, regions in addition to separate citizen in line with the movement of funds funds make financial relations".
As coming from seen, definitions regarding finances made simply by financiers and politics economists never vary greatly.